Texas Home Loan Options

Find the loan that works for you

Texas Conventional Home Loans

  • 3%-5% minimum down payment
  • Typically has a lower PMI than an FHA loan
  • Only loan that allows financing for an investment property

*Not all borrowers will qualify, credit approval is required

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Texas FHA Home Loans

  • Minimum down payment of 3.5%
  • Seller can pay all of the closing costs as part of the negotiations of the contact
  • Typically lower interest rates than a Conventional loan

*Not all borrowers will qualify, credit approval is required

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Texas USDA Home Loans

  • $0 down payment
  • Seller can pay all of the closing costs as part of the negotiations of the contact
  • Typically lower interests rates than a Conventional loan

*Not all borrowers will qualify, credit approval is required

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Texas VA Home Loans

  • $0 down payment
  • Seller can pay all of the closing costs as part of the negotiations of the contact
  • Typically lower interests rates than a Conventional loan

*Not all borrowers will qualify, credit approval is required

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Texas Jumbo Home Loans

  • Larger loan amounts
  • As low as 10%-15% depending on credit and financials

*Not all borrowers will qualify, credit approval is required

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Texas Construction Loans

  • Up to 90% of the home value can be financed
  • Terms up to 1 year

*Not all borrowers will qualify, credit approval is required

Learn More Apply Now
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